Surrey’s Best Kept Secret

Established in 1960, R T Waters Ltd is a company of reputable insurance brokers. We work alongside a panel of major insurers to provide cover for your domestic and commercial needs.

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Personal Insurance

We have personal and home insurance brokers available to help you with residential property, high net worth, travel, holiday home, yacht and boat policies.

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Commercial Insurance

The commercial insurance brokers at R T Waters Ltd can arrange employer, contractor and public liability insurance alongside a full range of additional policies.

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Building & Contents insurance

Protect your belongings with a building and contents policy that offers the appropriate cover, and which doesn’t leave you in a position where you never have sufficient insurance.

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Car & Van Insurance

Domestic or commercial, our car and van insurance brokers can help you to source a policy that protects you against claims from third-party drivers in the event of an accident.

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The Established Insurance Broker

in Dorking, Epsom and Guildford

Located in Leatherhead and established in 1960, R T Waters Ltd is a company of personal and commercial insurance brokers with more than 100 years of combined employee experience. We blend a professional approach with a personal level of service to help clients on a local, regional and nationwide basis. Use us as home or business insurance brokers with confidence, and benefit from tailored solutions which tie in perfectly with your needs.

We also trade as car insurance brokers and van insurance brokers.

We have customer-facing High Street premises which welcome clients from the nearby Dorking, Epsom and Guildford areas, as well as from all other locations in Surrey. Regional and nationwide clients can also speak to somebody on the telephone. We also offer an out-of-hours helpline. R T Waters Ltd also provides face-to-face appointments with our home insurance brokers or commercial insurance brokers for a more personal service.


About RT Waters Ltd

At R T Waters Ltd, we deliver a client-focused service built on experience, knowledge and trust. Our personal and business insurance brokers have extensive market knowledge. This means our company can arrange unique cover to meet your requirements. We promise to treat you as an individual, and to build a lasting relationship with you that inspires a better understanding of what you need.

Clients in Dorking, Epsom and Guildford, and those on a regional or nationwide scale, can use us for the following:

• Personal Insurance
• Home Insurance
• Business Insurance
• Commercial Insurance
• Car and Van Insurance

• Breakdown Cover
• Property Insurance
• Landlord Insurance
• Travel Insurance
• Legal Protection Cover

Our personal or commercial insurance brokers arrange cover on an appropriate basis. By organising a policy that meets the unique needs of our clients, R T Waters Ltd can provide the best levels of support in the event of a claim and eliminates many of the associated hassles.

This is a particular benefit to anybody who chooses to use us as car insurance brokers. We can match you with a policy through various insurers, all of whom inspire confidence and trust.

Our recommended insurers include:

For complex cases, we have business insurance brokers and commercial insurance brokers who can visit you personally.

Our Credentials

R T Waters Ltd is a member of the British Insurers Brokers Association (BIBA)and is both authorised and regulated by the Financial Conduct Authority (Reference No. 306098). We also have the appropriate levels of professional indemnity, employer and public liability cover in place. Robin Waters first started the company in August 1960 to provide local services to personal clients and businesses in Dorking, Epsom, Guildford and all areas around Leatherhead.

Following the acquisition of the company in 2014, we trade as home insurance brokers, business insurance brokers, commercial insurance brokers and car insurance brokers on a genuine nationwide and worldwide scale.

We like to see ourselves as Surrey’s best-kept secret so, when only the best will do, R T Waters Ltd can use its experience to match you up with a policy that fits in perfectly with the way you live, work or drive.

Call our home and business insurance brokers on 01372 375155. R T Waters Ltd covers Dorking, Epsom, Guildford and all surrounding Surrey areas.

Company Testimonials

"Dear Daniel, just to thank you and your team for the outstanding advice across the insurance policies we renew with RT Waters annually. The true value of insurance today is purchasing the correct cover for each individual risk & requirements, with so much competition online and direct it is easy for a customer like myself to self propose cover that may not be appropriate and consequently fail to provide when required.

You have personally given me superb quality advice and always at extremely competitive terms to the cover required. RT Waters has year after year retained my total trust and confidence in a minefield industry filled with pitfalls.Thank you for your continued diligence and professional interests towards me and my business alike. I will continue to highly recommend your services to friends and business acquaintances."

Simon Caird, Cairds The Estate Agents

"Goldex Investments Group Ltd is the largest UK Costa Franchise and we have been working with RT Waters for many years. The continuous support and advice that the team at RT Waters offer is second-to-none; they are always on hand to offer assistance to our offices, whilst dealing with all our insurance needs. We wouldn’t have any hesitation in recommending the services they provide."

Goldex Investments Group Ltd, A Costa Franchise Partner

"Sterling have enjoyed a strong and long term relationship with R T Waters and value them as a Partner. We find them professional, friendly and efficient."

David Sweeney, Sterling Insurance Group


TELEPHONE: 01372 375155