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Car Insurance Broker

in Dorking, Guildford and Surrey

At R T Waters Ltd, we provide our clients with a versatile range of products from all corners of the modern insurance market. Located in Leatherhead, we have grown exponentially since first starting out more than 60 years ago. While we still welcome enquiries from local areas such as Dorking, Epsom and Guildford, R T Waters Ltd now has a portfolio of regional, nationwide and international clients to envy.

We specialise in personal, home and commercial insurance, but our company naturally trades as a car insurance broker too. If you need a policy for a van or any other type of fleet vehicle, we can help with that as well.

RT Waters Ltd invites you to come in and meet the team at our customer-facing High Street premises in Leatherhead.

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Personal Car Insurance

A car insurance policy is a legal requirement and one that not only protects you and your vehicle, but which also covers you against claims from third-party motorists and members of the public. As a reputable car insurance broker for Dorking, Epsom, Guildford and the surrounding areas, we can match you with a suitable policy at a fair and competitive price.

We have the following products available:

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Motor Insurance

The UK insurance sector is competitive, but the hallmark of great cover is a policy that affords the right levels of protection as opposed to cost. Unlike direct insurers and price comparison websites, we offer tailored solutions which we personalise to your needs. Our car insurance brokers can provide you with an advice-led quotation that clearly displays and explains the policy details.

We can continue to offer advice for the duration of the policy and help you to administer any amendments. R T Waters Ltd has access to bespoke schemes and discounts.

We are one of Surrey’s best-kept secrets and a thriving company that offers a first-class service, personalised to your needs, alongside the best quotations in our sector.

Private cover includes:

• Comprehensive and Third-Party Fire and Theft Cover
• Insured-Only, Named Driver and Spouse Options
• Social, Domestic and Pleasure
• Options for Commuting or Business Use
• Protected No-Claims Bonus
• Introductory Discounts for Second Cars
• Discounts for Company Car Drivers

• Legal Expenses Cover
• Discounts for Named Driver Experience
• Voluntary Excess Options Available
• Windscreen Damage Cover
• UK Breakdown Recovery and Home Start
• Guaranteed Replacement Cars
• European Recovery and Excess Protection

Your premium could still increase even if you were involved in a non-fault accident. No-claims bonus protection allows the policyholder to make one or more claims without impacting the no-claims bonus level.

Business cover includes:

• Comprehensive and Third-Party Fire and Theft Cover
• Class II and Class III Business Use
• Limited Company, Partnership and Sole Trader
• Named Driver and Any Driver Policies
• Voluntary Excess Options Available

• Legal Expenses Cover
• Windscreen Damage Cover
• UK Breakdown Recovery and Home Start
• Guaranteed Replacement Cars
• European Recovery and Excess Protection

GET A QUOTE
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Learner and Young Driver Insurance

The cost of insurance for young or first-time drivers tends to be expensive and can even deter some from learning to drive at all. Our car insurance brokers are here to help learner and young drivers in the Dorking, Guildford and Epsom areas with policies from Marmalade. Marmalade covers you to use the cars of family members and friends while learning to drive without impacting the no-claims bonus of the owner.

Marmalade covers on vehicles of drivers up to Group 32, to a current value of £30,000.

Our car insurance brokers can arrange 30, 60 or 90-day policies which you can renew as often as required. We work with you to arrange a full and detailed quotation.

GET A QUOTE
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Classic and Cherished Car Insurance

R T Waters Ltd understands that owning a classic car isn’t the same as running a day-to-day model. A cherished classic deserves an insurance policy of unprecedented quality, tailored to you and your much-loved vehicle. Our car insurance brokers have more than 100 years of combined experience and can help you to arrange protection not just for classics, but also for prestige vehicles and for kit cars.

We appreciate that classic car owners in Leatherhead and the surrounding Dorking, Epsom and Guildford areas are different to other motorists. Our underwriters take all of your needs into account, and they have access to a recommended panel of insurers who can offer quality cover at a competitive price.

• Comprehensive and Third-Party Fire and Theft Cover
• Laid-Up Cover for Restoration Projects
• Various Driving Options Available
• Voluntary Excess Options Available
• Introductory Discounts Available

• Continental and Overseas Use
• Windscreen Damage Cover
• UK and Continental Breakdown Cover
• Limited Mileage Restrictions and Discounts

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Commercial Car and Van Insurance

Car and van insurance are just as important to our commercial clients as they are to our personal customers. Whether you wish to cover a single vehicle or an entire fleet, R T Waters Ltd is here to help. We can arrange commercial vehicle insurance through a network of recommended providers with the option of introductory discounts on selected policies to keep more cash flowing through your business.

We have the following products available:

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Commercial Vehicle Insurance

In much the same way as the personal, the world of commercial vehicle insurance is a competitive area. Levels of cover and quality of service matter, particularly in the event of a claim. When your livelihood is at stake, it is important to get your car, van or fleet vehicle back on the road as quickly as possible after an accident.

Choose the wrong policy and you could face a loss of earnings and significant impact to your reputation.

Our car insurance brokers help commercial clients from all parts of Surrey, including those in Dorking, Epsom and Guildford, and many more on a regional and nationwide scale. We offer a viable alternative to direct insurers and price comparison websites, giving advice to our clients and providing them with clear, properly explained quotations.

R T Waters Ltd has access to bespoke schemes and discounts, and our car and van insurance brokers work with you for the duration of your policy to not only bring you the best levels of cover, but to also administer any amendments.

• Comprehensive and Third-Party Fire and Theft Cover
• All Driving Options Available
• Discounted Rates for Named Drivers
• Policies for Drivers Aged 21+, 25+ and 30+
• Voluntary Excess Options Available
• Introductory Discounts for Second Cars

• Discounts for Previous Company Cars
• Discounts for Named Driver Experience
• Windscreen Damage Cover
• UK Breakdown Recovery and Home Start
• Guaranteed Replacement Cars and Vans
• European Recovery and Excess Protection

No-claims bonus protection does not stop the overall price of your policy from rising. Your premium could still increase even if you were involved in a non-fault accident. No-claims bonus protection allows the policyholder to make one or more claims without impacting the no-claims bonus level.

GET A QUOTE
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Fleet Insurance

The cost of running multiple fleet vehicles, cars, vans or otherwise places a significant financial burden on any business. If you have two or more business vehicles, we can help you to manage costs and control operations. Our car insurance brokers, and our van insurance underwriters, offer tailored solutions where we personalise to your needs.

R T Waters Ltd can provide insurance for car, van, truck, tipper and haulage fleets through a network of recommended insurers, including some of the biggest names in our sector.

• Courier and Haulage Use with Goods in Transit Cover
• Single Vehicle No-Claims Bonus Transfer
• Fleet Vehicle No-Claims Bonus Transfer
• Policies for Cars, Vans, Trucks and Tippers
• Fleet Insurance for Motorcycles
• Any Driver Options Available
• Temporary Hired Vehicle Policies

• Nationwide Network of Approved Repairers
• Windscreen Damage Cover
• Courtesy Cars and Vans
• Help and Assistance with Legal Costs
• Cover for Trailers and Inbuilt Devices
• Insurance Cover for Driving in EU Member Countries

We also have useful information on car, van and fleet insurance across the rest of our company website.

GET A QUOTE

Call our car insurance brokers on 01372 375155. R T Waters Ltd covers Dorking, Epsom, Guildford and all surrounding Surrey areas.

CONTACTS

TELEPHONE: 01372 375155

ADDRESS: 61 HIGH STREET, LEATHERHEAD, KT22 8AQ

OPENING HOURS: MON-FRI 9am - 5pm

E-MAIL: officeinfo@rtwaters.com