The Role of a Broker
Are you looking for a home insurance broker for the first time, or do you need a new commercial insurance broker for an important business policy? Whatever your needs may be, R T Waters Ltd can help. Our company has been working with clients in Dorking and the surrounding Surrey area since 1960. With a proven track record, strong sector experience and a more personal level of service, we can find the perfect solution for your requirements.
As well as being a home and business insurance broker, we also trade as car insurance brokers. But what exactly is an insurance broker, and what role does a broker play?
Below, we outline what we do and talk about the various options we can provide. To schedule a face-to-face appointment with one of our home, commercial or car insurance brokers, please call us on 01372 375155. We also have High Street premises in Leatherhead, a short drive from Dorking.
In short, an insurance broker is a professional who offers, negotiates and sells policies. This means that R T Waters Ltd acts as an intermediary between you and a panel of insurance companies. As home insurance brokers and commercial insurance brokers, we identify your personal or business risks, and we help you decide what to cover. Likewise, as car insurance brokers, we assess your specific situation to find the levels of cover you need at the best possible price.
Just as importantly, we can also provide useful advice should you ever need to make a claim.
Our home and business insurance brokers have in-depth knowledge of terms, conditions, exclusions, costs and benefits across a wide range of different policies. For your satisfaction, we communicate this often-complex information in as clear and concise a manner as possible.
As members of the British Insurers Brokers Association (BIBA), and with authorisation from, and regulation by, the Financial Conduct Authority (Reference No. 306098), R T Waters Ltd clearly states the cost of your policy, including any fees. Like all reputable insurance brokers in Dorking, or anywhere else in the UK, we act as your agent.
We always represent your best interests to ensure you only buy complete and cost-effective cover.
As you would expect from a company of home insurance brokers, commercial insurance brokers and car insurance brokers, we offer a wide range of coverage from a trusted network of insurers.
Our panel of recommended insurers includes:
• Horizon Underwriting
• Liverpool Victoria
• Pen Underwriting
As home and business insurance brokers, we use our experience and our connections with different companies to meet a range of needs in the Dorking area, including:
• Personal Insurance
• Property Insurance
• Home Insurance
• Commercial Insurance
• Business Insurance
• Contents Insurance
• Landlord Insurance
• Car and Van Insurance
• Breakdown Cover
• Travel Insurance
• Legal Protection Cover
We know you seek the help of home insurance brokers and business insurance brokers for a hassle-free service and the right cover at the best price, so that’s exactly what we provide for you. For larger, more complex cases, our commercial insurance brokers can happily visit your Dorking premises to ensure a smoother, more efficient service.
Alternatively, you can talk to our home and car insurance brokers at our customer-facing High Street offices in the Surrey town of Leatherhead.